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The PeachTree Process

Once you receive your lump sum, it is your money. There is no more paperwork, just cash. If you did not need to sell all of your future payments to meet your current needs, you will continue to receive the remainder of your structured settlement payments.
Call one of our representatives
Receive a free, no-obligation quote for the sale of your payment
Review and sign the purchase agreement
We process it with your insurance company and local court
A judge reviews the transaction and, if approved…

You get your cash!

Call one of our representatives

Receive a free, no-obligation quote for the sale of your payments
Review and sign the purchase agreement
We process it with your insurance company and local court
A judge reviews the transaction and, if approved…

You get your cash!

Get your free quote

We’ve helped thousands of people get their money sooner

Life happens. For many of our customers the opportunity created by receiving a lump sum of cash now is greater than waiting months, or years, to receive their payments.

At Peachtree Financial Solutions, we have helped thousands of people get their money sooner by purchasing their future payments to get them a lump sum of cash. Whatever your reason for selling, we are here to help.

Life happens. For many of our customers the opportunity created by receiving a lump sum of cash now is greater than waiting months, or years, to receive their payments.
At Peachtree Financial Solutions, we have helped thousands of people get their money sooner by purchasing their future payments to get them a lump sum of cash. Whatever your reason for selling, we are here to help.

Testimonials

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James
Quote Icon I had no experience with the process of selling a portion of my structured settlement payments prior to contacting Peachtree Financial Solutions. From the initial contact to the day payment was received, I felt like I was in great hands. Ryan was fantastic through the entire process and stayed in constant contact to ensure everything was moving forward.
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Not James
Quote Icon This is a test so that I can add styling to the arrows on the left and right. That way I can ensure there is actually something to switch to.
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FAQs

How much can I get for my structured settlement?
The amount we quote you for will depend on the future value of your payments—that is, the amount that your payments will be worth when they’re scheduled to be disbursed. Because of yearly inflation, one payment could be worth more today than it will be in a year. (This is called the “time value of money.”)
Every case is different. Your individual situation, as well as the state you live in, can affect your timeline. We work as quickly and efficiently as possible to process your sale; however, fulfilling state guidelines and requirements—including setting a court date to approve your sale—takes time. If you have a pressing need that cannot wait, please let your representative know! We have several options to help you while you wait to sell, including cash advances of a portion of your purchase price.
Yes. The federal Structured Settlement Protection Act outlines that court approval is necessary to ensure selling payments is in the best interest of an individual.
No. We cover the full cost of the transaction, and our attorney submits the transaction documents to the court. You only need to hire a lawyer if you want independent advice on your sale or if you live in a state that requires you to consult with a professional advisor or attorney.
To sell your structured settlement payments, you will need:
  • A copy of your annuity contract and settlement agreement
  • Any additional documents that are relevant to your settlement and annuity
  • A government-issued ID
  • Proof of residency
You may also need other documentation depending on your state’s regulations and your personal circumstances. If you need help gathering any of these documents, your representative will be able to help you.
On your court date, you can do a few simple things to help the process go as smoothly as possible:
  • Bring a government-issued photo ID, like your license or passport
  • Dress professionally to go before the judge
  • Bring your documentation showing what you’ll be doing with your lump sum (your representative will help you with this)
  • Arrive early
The judge is then responsible for reviewing your transaction with you to make sure it complies with your state’s structured settlement protection laws and that you understand it. If your transaction is approved, we will finalize the transfer and send your lump sum via the method you selected—either direct deposit or check.
No, you don’t have to sell your whole settlement payment stream. Many of our customers choose to sell only part of their structured settlement. When you discuss your financial needs with your representative, they will outline all your options to help you choose the best course of action.
Yes, you can work with the same company or a different company to sell your remaining payments.
You will work with one representative throughout the entire process. This representative will be familiar with all the ins and outs of your transfer and will be available to answer any questions you might have.
Speak with a representative today!

Speak with a
representative today!

877-607-0365
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Our promise to you: We help you recognize the financial opportunities you have in reach by listening to your needs, providing personalized options, and offering support along the way. That’s the Peachtree Promise, and we take it very seriously.

1 This offer is subject to you receiving a quote for the sale of qualifying payments, our verification that you are currently receiving those payments and that they are available for purchase. This offer is not for a loan or advance. The $100 for a quote will be fulfilled in the form of an e-gift card that will be emailed to the email address you provide.

Peachtree Financial is a purchaser of assets and does not provide legal, tax, or financial advice. Please consult with independent professionals for such advice. All transactions are at Peachtree Financial’s sole discretion. Peachtree Financial does not and shall not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, customers and clients.

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Consent

By submitting this form, I am providing PeachTree with express written consent to contact me regarding a potential transaction by phone calls, text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. Message frequency depends on account status. Message and data rates may apply. Reply STOP to opt out. For assistance, call any number listed on this website. I also consent and agree to PeachTree’s Privacy Policy and Terms of Use.