Structured Settlements

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How Do I Sell My Structured Settlement Payments?

Before deciding to sell your structured settlement payments, you may want to talk to a legal or financial expert to be sure that the transaction is the right decision for you.

The process of selling your structured settlement payments is comprised of five steps.. A representative will be there every step of the way to ensure that your payment sale is a smooth transaction to get you the cash you need as soon as possible.  


When you’re ready to sell all or part of your structured settlement payments, the first step is to connect with a representative. From there, the process works like this:

Step 1: Provide Details About Your Settlement

You’ll start by taking your representative through the specifics of your settlement, such as who is issuing your payments and how often you receive them. This will also include information about your financial needs, and your plans for the lump sum you will receive from us, as these are relevant issues for the court that will review the sale of your payments.

Step 2: Discuss Your Payment Sale Options

Once the representative knows more about your structured settlement payments, they will help you understand all of the options you have. You’ll go over how much of your settlement payment stream you’d like to sell,and how much we can offer you for your future payments.

Step 3: Complete Paperwork

This step is one of the most important parts of the process – and it’s a process that we have a great deal of experience with. Once you agree to an offer from Peachtree, your representative will send you a purchase contract that covers the terms of your sale. You will need to execute the purchase contract and send also send anydocumentation you have from your settlement. If there are additional documents required, or that those that you do not have readily available, your representative will help you obtain them.

Step 4: Get Court Approval

All transfers of structured settlement payments from you to a funding company must be reviewed by a judge, to ensure the transaction is in your best interest. Our attorney will submit a petition with the court in your area to request a hearing date. Your representative will keep you informed as your case progresses, letting you know if you need to be at the hearing and what to expect.

Step 5: Receive Your Lump Sum

Once the court approves the sale of your structured settlement payments, Peachtree will receive a signed order from the judge and will complete a final review. We will then send you a check or electronic transfer for the purchase price. In most cases, you should receive payment within three business days after receiving the signed court order.

Get Started

There are plenty of reasons to sell your structured settlement payments. Whether you’re hoping to pay off your education, renovate your home, or invest in a business, Peachtree Financial Solutions is here to help you achieve your goals.

Peachtree Financial does not provide legal, tax, or financial advice. Please contact independent professionals for those services.
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