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Pre-Settlement FAQ

The settlement process can be difficult to understand and take quite a bit of time to resolve. While your attorney handles the paperwork, you’re left to find money to pay your bills while you wait for your claim to settle. Pre-settlement funding can offer much-needed relief.

We try and make the process as easy for you as possible, but we understand that you might have some questions about it, or our company. Drawing on our years of experience, we answered some of the questions we hear most often below. If you don’t see your question answered below, get in touch. Our representatives will be glad to help you.

Questions About Pre-Settlement Funding

How soon can I get my money?

Every case is different, but funding companies always try to get you your money as soon as possible. They’ll need to speak with your attorney and review your case before giving you a final offer and asking if you agree.

What is pre-settlement funding?

Pre-settlement funding is when a company buys a portion of your future claim in exchange for cash you can use to pay for things while you wait. Then, when your attorney settles your claim, the company will receive the portion that they purchased. To learn more, check out our overview of pre-settlement funding.

Is pre-settlement funding a loan?

Pre-settlement funding is a sale of a portion of the potential proceeds of your lawsuit or personal injury claim. When you take out a loan, you’re expected to pay that money back no matter what. With pre-settlement funding, if your case is unsuccessful, you do not have to pay anything back. It is an advance on your expected settlement proceeds, so the company can only receive the portion of your settlement proceeds they purchased. This is also known as non-recourse funding .

How much can I get?

Because pre-settlement funding is an advance on the expected proceeds of your claim, how much you can receive depends on the size of your personal injury lawsuit and other things unique to your case. Peachtree Financial works with companies that can offer funding between $300-$750,000, depending on the details of your claim.

Does it cost anything to apply for pre-settlement funding?

No! The application is free. You will pay nothing until your attorney settles your claim and then the company who offered the advance will collect the portion of your settlement proceeds that they purchased.

Can I get pre-settlement funding if I don’t have an attorney?

No, the companies that we work with that offer funding need to speak with an attorney about your case before they agree to buy a portion of your expected proceeds.

What information do they need from my attorney?

Your attorney will never be asked for anything that would violate attorney-client privilege. To learn about what funding companies need from your attorneys, click here .

What will my attorney be required to sign?

If you accept the terms of the pre-settlement advance, your attorney is required to sign an “Acknowledgement by Counsel.” This verifies that they understand that you are selling a portion of your future proceeds and that they agree to work with the funding company to secure what they purchased once your claim is settled.

What types of cases can I get pre-settlement funding for?

We work with companies that specialize in offering funding for personal injury claims, including:

  • Premises liability
  • Product liability
  • Medical malpractice
  • Auto accidents
  • Wrongful death

To learn more, please visit our section on the types of lawsuits pre-settlement companies fund.

What information do I need before I call?

You can call us at any time if you have questions about pre-settlement funding. When you call, our representative will ask you a few questions about your case, including:

  • What type of personal injury claim you filed
  • How much your attorney expects you to receive
  • How close the claim is to settling

If you don’t have everything ready before you call, don’t worry about it! Our experienced representatives can answer your questions, so call today!

Questions About Peachtree Pre-Settlement Funding

Does Peachtree Financial offer Pre-Settlement Funding

We do not offer pre-settlement funding directly. Instead, we help match your case with a company that is most likely to offer you funding.

Why should I work with Peachtree Financial?

At Peachtree Financial, we have a lot of experience helping people obtain pre-settlement funding. Since 2005, we’ve helped thousands of people sell a portion of their settlement proceeds to get cash they can use while they wait.

Instead of trying to research who offers funding in your state for your type of personal injury, let our team help you. We’ll use our resources to find a company that offers competitive rates so you don’t have to describe your case to multiple companies only to find that they don’t offer pre-settlement funding in your state.

Who will I be talking to when I call?

When you call Peachtree Financial, we’ll connect you with one of our representatives who can answer your questions and walk you through how the process works. If you’re interested in pre-settlement funding, they’ll ask you a few questions about your claim and may need to contact your attorney. When we have the necessary information, your representative will try and find a company who might be interested in buying a portion of your expected proceeds.

If you decide to move forward, we’ll put you in touch with the funding company and they’ll continue the process from there.

If I used pre-settlement funding, can I sell my structured settlement later?

Yes! After your claim is settled, you may receive the money that you’re owed for your injury in the form of a structured settlement, which means you’ll receive your proceeds in a series of regular payments. If you need a larger lump sum of money in the future, Peachtree can buy some or all of your remaining payments for cash you can spend sooner.

Peachtree Financial does not offer legal, tax, or financial advice. Please contact independent professionals for those services.

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